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Authored by BlueAngel on
Monday, August 01, 2005
The newsest newsletter for August 1st from Molly Shomer. Has some good tips regarding Medicare 4 and several other suggestions that are interesting. Enjoy.
Elder CareTips:
Mastering The Eldercare Maze™
August 1, 2005
The newsletter for all elder caregivers. Sent twice a month, and only by request. You are welcome to pass on Elder CareTips™ to anyone you think might be interested. You'll find information about how to get your personal subscription below.
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When Your Medical Power of Attorney May Not Be Enough
You've done everything "they" say you should to get your documents in order.
You have copies of the Powers of Attorney your elder signed. You want to get
some information from his doctor, and you still hit a stone wall. What's up?
Find your Medical POA and read through it (you do know where it is, right?). If it says something like, "This medical power of attorney takes effect if I become unable to make my own health care decisions...," then it gives you no authority or legal access to medical information while the person you represent is able to make decisions.
As long as your elder is able he is entitled to keep medical information private, even from the person who may one day be making decisions for him.
If this is the position you find yourself in, what you need is an "Authorization to Release Information."
Whenever you go to the doctor you are asked to sign a form authorizing the release of your medical information to insurance companies, etc. This is the same kind of form your elder can sign to authorize release of information to you or anyone else she designates.
If your elder is agreeable to you having access to her medical information she should ask to put your name and contact information on a release form that will be included in her medical chart. She will have to do this at each individual doctor's office.
Some medical offices are reluctant, or will downright refuse, to send a release form in the mail to be completed and returned. They want to be sure that no undue influence is being put on their patient to sign. So they will insist that the form be filled out and signed in their office. If your elder tends to forget to ask about filling out a release form and you can't go with him, you can call the office and ask them to put a form in the chart so the doctor or nurse can offer it at the next office visit. Of course, they may or may not remember to do this.
Doctors don't have time to answer the same questions from several people. If there are multiple family members who will want information from the doctor the patient should designate one to be spokesperson for the group. This person's name should be the one on the release form, and should ideally be the one who holds Medical Power of Attorney. The family spokesperson can then pass the information on to anyone else the elder wants informed.
Note that I said, "... to anyone else the elder wants informed." Just because you have access to his confidential medical information doesn't mean you can pass it along to whomever you choose without your elder's consent. If your elder has given you this kind of extremely personal privilege, please don't abuse it by gossiping or revealing more than you should to people he wouldn't want to have the information. When in doubt, ask first.
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Important Mail From Social Security
There's been some important mail from Social Security recently, and many seniors have discarded it or just put it away somewhere because they think it's junk mail or they don't understand it. If your elder has a limited income it's important mail and you would be smart to double-check.
Medicare Part D is coming. This is the new part of Medicare that covers drugs. There will be a monthly premium and co-pays. If your elder has an income below $14,355 per year (that's $1,197 a month) he may be eligible for help paying these premiums and drug co-pays. For a couple the income limit is $19,425 or $1,604 per month.
Resource limits apply: $10,000 for an individual and $20,000 for a married couple living together.
Social Security is in charge of signing people up. They have sent a white envelope containing information and an enrollment form to everyone they think might be eligible for extra financial help paying for this benefit. Unless your elder has an extremely low income and is already receiving Medicaid (MediCal) enrollment isn't automatic. She must apply.
If your elder isn't sure whether he received an envelope, or isn't sure whether she sent it back, you can request another by calling Social Security at 1(800) 772-1213. You can also get more information and apply online.
If you aren't sure whether your elder will qualify, go ahead and apply.
People who apply late will still be approved if they are eligible, but benefits won't be retroactive.
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Security is mostly a superstition. It does not exist in nature, nor do the children of men as a whole experience it. Avoiding danger is no safer in the long run than outright exposure. Life is a daring adventure or nothing at all.
-- Helen Keller
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In Case Of Emergency Apply Ice
I'm told that someone in London came up with this idea and that it's spreading around the world. It's a terrific idea - wish I'd thought of it.
Paramedics are looking at a victim's cell phone for clues to that person's identity and a contact person. You can make their job much easier with a simple entry in your phone contact list: ICE.
ICE stands for In Case of Emergency. If you add an entry in the contacts list in your cell phone under ICE, with the phone number of the person the emergency services should call on your behalf, you can save them a lot of time. I'm told that paramedics know what ICE means and they look for it.
This could one day be important for you. It could be doubly important if you're a caregiver and someone at home is depending on you. We can't know if our local emergency response teams are up to date on this one yet, but there's nothing to lose and much to gain in an emergency. I've put it in my phone, and I suggest you do the same.
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Accept good advice gracefully--as long as it doesn't interfere with what you intended to do in the first place.
-- Gene Brown
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Elder CareTip
From a Reader:
Here is a tip which I like for using soap while in the shower. Take an old nylon knee hi stocking and put the soap in it and knot. No more slippery soap when washing. Soap comes right through the nylon and makes a good gentle scrubber.
* * *
This reader didn't give me permission to use her name, but I thank her for a great idea. If you've got a Reader Tip you'd like to share, please send it to molly@eldercareteam.com with the subject line "Care Tip."
Let me know if I can use your name. Or if you'd rather have me leave your name off, that's OK, too.
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I spent the past weekend putting the almost-finishing touches on the new and improved website. There are still glitches to be found - it never ends with electronic media that eats things without explanation. If you find something that doesn't work I'd appreciate it if you would let me know. A box of cyber chocolates and your name in lights to the one who finds the most...
...And time moves on . . . Our first Christmas catalog arrived in the mail on Saturday. I think I'm indignant, but it's too hot to get worked up.
'Till next time,
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© 2005 Molly Shomer, All rights reserved. You are free to use material from Elder CareTips: Mastering The Eldercare Maze (TM) as long as you include complete attribution, including live web site link and email link. I would appreciate it if you would let me know where the material will appear.
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The Eldercare Team
SeniorLink, LLC
P.O. Box 700291
Dallas, Texas 75370
Phone (972) 395-7823 Fax (972) 395-7164
email: info@eldercareteam.com
©1999-2005
Advanced Professional Member
National Association of Professional Geriatric Care Managers
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